Private and marketplace policies have premiums that are paid by the individual, their employer, or a combination of both. There are many different types of health insurance, including private insurance, marketplace policies, Medicare, and Medicaid. Consider it an enrollment fee or payment for membership in that insurance program. While it’s most often a monthly payment, some people pay premiums with each paycheck. Understanding Your Premium What Is an Insurance Premium?Īn insurance premium is the amount of money you pay to have a health insurance plan.
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